Chase total checking - For instance, Chase will pay 200 to new customers who open a Chase Total Checking account by Jan.

 
Image Statement and Enclosure Statement are available upon request. . Chase total checking

What youll get 200 bonus; Eligible account Chase Total Checking Credit inquiry Soft pull, which does not affect your credit; Where its available Online Nationwide except Alaska, Hawaii. Member FDIC. Chase Total Checking is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches. Chase Total Checking is the bank&39;s most basic checking account. With Chase Business Complete Checking account, youll have to pay a monthly service fee of 15, though there are multiple ways to waive it. Learn how to use your Chase Total Checking account, a free checking account with no monthly service fee and no minimum balance. There is a 12 monthly fee that is waivable with a monthly direct deposit of just 500, so no gotchas on this deal. For many Chase checking accounts your withdrawal limit will be 500 to 1,000 per day and your purchase limit will be 3,000 to 7,500 per day. Morgan Self-Directed Investing Up to 700 Cash Chase Private Client 3,000 Cash Chase Total Checking 200 Cash KeyBank Checking 200 Cash Citi Priority Account Up to 2,000 Cash Bonus with required activities. Tap "Front" and take a photo of the front of the check. Citigold Checking. Even with the 25 drop in Chases bonus offer, its still higher than the Chase College Checking account bonus of 100. Doing this will qualify you for relationship rates as high as 0. The Chase Secure Banking account has a monthly fee of 4. With Chase Business Complete Checking account, youll have to pay a monthly service fee of 15, though there are multiple ways to waive it. Chase First Banking For parentsguardians interested in teaching their child how to manage money using a debit card with the child&x27;s name on it. Chase Savings, page 9. Do I get charged the monthly fee if I have less than 500 in my account. The features you need to know about Monthly maintenance fee of 30. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Chase Performance Business Checking comes with a 30 Monthly Service Fee that can be waived by maintaining an average beginning day balance of 35,000 or more in linked business savings, CDs and other Chase Performance Business Checking accounts (excluding client funds savings accounts). Chase Total Checking is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches. Chase Savings, page 9. A Eligible Sapphire card holders who open or upgrade to a new Sapphire banking account with at least 75,000 in new qualifying deposits andor investments will receive 60,000 Ultimate Rewards points, worth 1,200 based on TPG&x27;s latest valuations. See our Chase Total Checking. While standard APYs are the same. SoFi up to 250 bonus. Tap "Deposit checks" and choose the account where you want your deposit to go. You may be able to earn more by opening a Chase Savings account at the same time and meeting that product&x27;s deposit requirements. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. A fee of 0 to 50 per wire transfer, depending on the direction and destination. 2 , 3 Get started Account subject to approval Account Details Chase Benefits Compare Accounts. You may be able to earn more by opening a Chase Savings account at the same time and meeting that products deposit requirements. Terms & Conditions. The Offer. 5K balance to waive Non-Chase ATM fees Chase Secure Banking 4. Once you open your Chase Total Checking Account, there is a chance that you will be charged 12 a month as a service fee. See our Chase Total Checking offer for new customers. Total up to 15 savings with TurboTax Discount. Chase also offers 100 if you set up a new Chase Secure Banking account. See our Chase Total Checking offer for new customers. Chase Total Checking is a simple and convenient checking account that lets you manage your money online and at ATMs. 100 checking. Chase Secure Banking is Bank On certified as an affordable checking account, offering mobile and online banking, with only a 4. April 16, 2022. Sep 6, 2022 Fifth Third Bank doesn&39;t charge a fee for going under a certain account balance. It offers personal, business, and commercial banking products and services on both the depository and lending side. See our Chase Total Checking offer for new customers. Chase, also known as JPMorgan Chase & Co. Rates on this account are tiered based on your balance and account status. Minimum Deposit Amount. To close your Chase account over the phone Dial Chase customer service 1-800-935-9935 (checking or savings accounts) or 1-800-432-3117 (credit cards). An average daily balance of 5,000 or more in any combination between linked qualifying Chase checking, savings, or other balances. Maintain that balance for at least 60 days from the initial deposit. Required fields. Choose the savings account to link to your checking account and tap "Done". Bank of America Business Checking 200 Bonus Offer Chase Business Complete Checking 300 Cash J. See our Chase Total Checking offer for new customers. Chase Business Total Savings has no Monthly Service Fee when you do at least one of the following each statement period Option1 Maintain an average ledger balance of 1,000 or more in your Chase Business Total Savings account; OR, Option 2 Maintain a linked Chase Business Complete Checking account, otherwise a 10 Monthly Service Fee. Jan 14, 2023 Chase Checking Account ; Total checking90; ChaseChecking; 90 Direct deposit (DD) 325 . Bonus is as follows Receive a bonus of 300 when you open a Chase Total checking account and have a direct deposit post to the account within 90 days. 225 minus 72 would still net you a total of 153. Terms & Conditions. So we transferred 500 from our online checking account to. Automatically set money aside, earn interest and track your savings on the go with our Chase Mobile app. Additional features you get with Chase Total Checking include a free debit card, free online banking, free bill pay, mobile. Chase Total Checking. A couple of months later, I&x27;ve now completed the 90 day hold time on the 15k. Chase Online Bill Pay. Chase Premier. See our Chase Total Checking offer for new customers. A Chase Total Checking account offers a 200 bonus for new customers who set up direct deposit and meet certain requirements. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. But you can get this fee waived if you meet one of the following requirements Have a total of 500 or more per month in direct deposits into this account. Chase Total Checking 12 monthly service fee, waivable with 500 or more in electronic deposits per month, a minimum daily balance of 1,500, or an average combined balance of 5,000 across. Deposit a total of 15,000 or more in new money into the new savings account within 30 days of coupon enrollment. 5 monthly service fee or 0 with one of the following, each monthly statement period. 9 5. It has a leg up over Secure Banking because it gives you ways to waive the monthly fee and offers a larger bonus of 200. 25. Chase Total Checking - 200 Bonus. Some of the key membership features include Local access to over 4,700 branches and 15,000 ATMs; Chase Online Banking and online bill pay; Chase Mobile Banking; Zelle quick money transfers. Enter the deposit amount. As a Chase Total Checking account holder, you will be charged a monthly service fee of 12 whereas its just 4. Chase Total Checking comes with a Visa debit card that&x27;s accepted at millions of locations worldwide. 3) Maintain Maintain at least a 2,000 balance for 60 days from the offer enrollment. 01 to 1,000. See our Chase Total Checking offer for new customers. There's a 12 monthly fee, but it's waived if. Cash Bonus. New Chase checking customers enjoy a 200 bonus when you open a Chase Total Checking&174; account and make direct deposits totaling 500 or more within 90 days of coupon enrollment. Mar 15, 2019 This top-of-the-line premium Chase checking account is available to customers with a total balance of 250,000 or more (including cash and qualified investments). Chase Total Checking also comes with a variety of. Business phone number. Investing involves market risk, including possible loss of principal, and there is. Chase High School Checking, page 8. From there, you can speak with a banker and request to close the account. Chase Total Checking is the bank&x27;s most basic checking account, and Chase Secure Banking is one tier above it. Bank Business Checking 800 Cash U. Best mobile banking apps. Learn how to use your Chase Total Checking account, a free checking account with no monthly service fee and no minimum balance. Chase is one of several financial institutions that offer cashiers checks to their members. Chase Total Checking is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches. Chase Total Checking- At least one of the following needs to be met Electronic deposits made into the account totaling 500 or more. To get an extra 100 bonus, open a Chase Total Checking account from this page and set up direct deposit. Some of the key membership features include Local access to over 4,700 branches and 15,000 ATMs; Chase Online Banking and online bill pay; Chase Mobile Banking; Zelle quick money transfers. Receive a bonus of 200 when you open a Chase savings account and deposit 15,000 or. Choose the checking account that works best for you. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. See our Chase Total Checking offer for new customers. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. 5 or 0 Monthly Service Fee. Your new money deposit amount is determined at the 30-day mark from account opening. It has a waivable 12 monthly maintenance fee and no opening deposit. See our Chase Total Checking offer for new customers. Even the Chase total checking has a 12 fee, but can be waived with direct deposit of 500 per month. See our Chase Total Checking offer for new customers. It offers easy-to-meet requirements to avoid fees, a widespread branch and ATM network, and a generous 200 welcome bonus. More details. Youll pay 0 to 50 for wire transfers and 5 per money order. Most traditional checking accounts have a monthly. Chase Total Checking 200 bonus. It has a 12 monthly maintenance fee that can be waived when you maintain a minimum balance, receive a qualifying direct deposit, or pay a certain amount in banking fees. The fine print says that it must be an ACH credit and may include payroll, pension, Social Security, etc. Chase Bank charges ATM fees if you use a non-Chase machine (35) and overdraft fees (34, up to three times per day) for certain transactions. 24, 2024, but they must set up direct deposit of a paycheck, pension or Social Security benefit. Restrictions may apply. If your transaction is 5 or less. Unlike Chase Total Checking and Chase Premier Plus Checking, this account charges a fixed 4. Some Chase accounts also earn interest. For Chase Total Checking Accounts and Chase Liquid cards, you can send Up. Number of employees. Bank Smartly &174; Checking 800 Cash U. Open a Chase Total Checking Account and set up direct deposit within 90 days to receive a 200 sign up bonus using this referral link httpsaccounts. Open now. 300 ; 12chase college checking5. Hello all (looking to open a Chase Total Checking account to get a 225 offer for opening it. JPMorgan Chase Bank, N. Choose the checking account that works best for you. See our Chase Total Checking offer for new customers. 1 out of 5 stars from customers on the platform as of Dec. Chase Overdraft Assist doesn&x27;t require enrollment and comes with all Chase checking accounts except Chase First Checking , Chase High School Checking or Chase Secure Checking . JPMorgan Chase. Account name. 95mo fee might be worth it even for those who already have a Total (or would otherwise qualify for one. We just needed to open an account using a coupon code and make direct deposits totaling 500 or more within 90 days of coupon enrollment. To send money to or receive money from a small business, both parties must be enrolled with Zelle directly through their financial institution&x27;s online or mobile app experience. Chase Total Checking 200 Bonus. We would like to show you a description here but the site won&x27;t allow us. 75 - applies when all assets are transferred out of the account. The parentguardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening a Chase Secure Checking SM,. No minimum required to open a basic account. This does not include third-party fees. Enter the. But, it does add another layer of complexity to managing your account. Deposit a total of 15,000 or more in new money into the new savings account within 30 days of coupon enrollment. See our Chase Total Checking offer for new customers. Chase Total Checking 200 Bonus. Even with the 25 drop in Chases bonus offer, its still higher than the Chase College Checking account bonus of 100. Save up to 15 with TurboTax coupon 2023. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Interest rate. Chase Total Checking SM also grants access to 16,000 Chase ATMs and more than 4,700 branches as well as a 200 sign up bonus when you set up direct deposit within 90 days of coupon enrollment. There&x27;s also a potential overdraft fee of 34 per transaction when your account is overdrawn by more than. Bonus Offer Enjoy a 150 bonus when you open a new Chase Savings SM account, deposit a total of 10,000 or more in new money within 20 business days, and maintain a 10,000 balance for 90 days. Bank Business Checking 350 Cash Bank of America Checking 200 Bonus Offer Bank of America Business Checking 200 Bonus Offer Chase Business Complete Checking 300 Cash J. Chase Total Checking drawbacks. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. 99, you get this kids&x27; Chase checking account for free. 300 ; 12chase college checking5. With a checking account, you can access your money through in-person withdrawals, a debit card, bank wire transfers or by writing checks. Chase Total Checking&174; is Chases flagship consumer checking account product. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Chase College Checking, page 8. Chase is offering a checking & savings bonus worth up to 900. The Chase and Citi checking accounts both have no minimum deposit and a monthly account maintenance fee of 12. There are also checking accounts offering significantly higher interest rates (Ally offers 0. Most people don&x27;t do that, they&x27;ll have a minimum direct deposit of 500 a month instead to waive the fee. Other Ways to Avoid Monthly Fee. Chase Total Checking Chase Secure Banking Chase Premier Plus Checking; APY NA NA 0. See our Chase Total Checking offer for new customers. See our Chase Total Checking offer for new customers. New Chase checking customers enjoy a 200 bonus when you open a Chase Total Checking account with qualifying activities. See our Chase Total Checking &174; offer for new customers. 2) Fund Deposit a total of 2,000 or more in new money into your new checking account within 30 days of offer enrollment. See our Chase Total Checking offer for new customers. Refer to the. Earn up to a 3,000 bonus when you open a new Chase Private Client Checking account, transfer qualifying funds into a combination of eligible accounts within. Choose the checking account that works best for you. 5 Chase. New Chase checking customers enjoy a 200 bonus when you open a Chase Total Checking&174; account and make direct deposits totaling 500 or more within 90 days of coupon enrollment. Chase Total Checking, page 3. See our Chase Total Checking offer for new customers. Chase Premier. I recommend the e-mail option where you get an e-mail with confirmation subject "Your 900 coupon from. Here are the active Chase bonuses that you can benefit from today Chase Private Client Checking up to 3000 bonus. Investment Fees Variable, but none for self-directed. A flexible checking account with a large branch network, customer service, and online and mobile tools. to get your. Find an ATM or branch near you, please enter ZIP code, or address, city and state. ATM operators may charge. Check doctorofcredit for more info. Chase College Checking - 100 Bonus. Dec 17, 2023 For instance, Chase will pay 200 to new customers who open a Chase Total Checking account by Jan. JPMorgan Chase. Additional Benefits New Chase checking customers enjoy a 200 bonus when you open a Chase Total Checking account with qualifying activities; Access to more than 15,000 Chase ATMs and more than 4,700 branches. Additionally, Chase offers three checking accounts designed for kids and students, which feature low service fees from 0 to 6. Additional Benefits New Chase checking customers enjoy a 200 bonus when you open a Chase Total Checking &174; account with qualifying activities; Access to more than 15,000 Chase ATMs and more. New Chase checking customers enjoy a 200 bonus when you open a Chase Total Checking account with qualifying activities Access to more than 15,000 Chase ATMs and more than 4,700 branches Chase Mobile app - Manage your accounts, deposit checks, transfer money and more -- all from your device. Open comment sort options. How to earn the bonus When you open a Chase Total Checking account and establish direct deposit within 90 days of coupon enrollment, you&x27;ll earn a cash bonus. See our Chase Total Checking &174; offer for new customers. When you open a Chase Premier Plus Checking account with Chase Military Banking benefits, you&x27;ll have NO minimum balance requirement & NO 25 Monthly Service Fee You&x27;ve made your country proud. Best mobile banking apps. Other Services by Chase Bank. Chase Total Checking&174; The Chase Total Checking&174; is the most popular checking account at the Chase. Your 100 bonus. See our Chase Total Checking offer for new customers. Something went wrong. Like Chase Total. Enter the deposit amount. You can earn a welcome bonus of 200 as new customers if you set up direct deposit within the first 90 days. Check doctorofcredit for more info. They require no minimum initial deposit to open the account, however the fee to use non-TD Bank ATMs is 3. Terms & Conditions. JPMorgan Chase Bank, N. It has a leg up over Secure Banking because it gives you ways to waive the monthly fee and offers a larger bonus of 200. Fees per transaction. See our Chase Total Checking offer for new customers. Offer code ONAF1223. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. The Offer. layana queen, northrock ctm hybrid bike

It also charges a 12 monthly service fee, but there are a few ways to waive it. . Chase total checking

It offers access to over 15,000 ATMs and more than 4,700 branch locations across the U. . Chase total checking another word for keep up with

Almost anything ACH counts. Benefits of having a checking account. Bank of America vs. Chase Total Checking Get a 300 bonus when you set up a direct deposit of any amount. Chase Total Checking is a basic checking account that offers customers a robust set of account management features through its mobile app and secure website. You may want to consider Chase Bank for your personal or business. 95 - fixed fee NA No overdraft feature Chase Premier Plus Checking 25 - waive with 15,000 minimum balance 0. TD Student Checking from TD Bank also offers no monthly fee. Chase Total Checking offers a 200 bonus to new Chase checking customers after making direct deposits totaling 500 or more within 90 days of enrollment. Almost anything ACH counts. It has a waivable 12 monthly maintenance fee and no opening deposit. Open a new Chase Secure Banking account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. Compare other checking accounts and apply online or in branch. To receive the 300 checking bonus 1) Open a new Chase Total Checking account. Secure Banking customers told us they save an average of. Chase Basic savings accounts. Account name. Chase Secure Banking is Bank On certified as an affordable checking account, offering mobile and online banking, with only a 4. To find out your Chase Total Checking account routing number, you will need to fill in the last four digits of your account number. The Chase and Citi checking accounts both have no minimum deposit and a monthly account maintenance fee of 12. I do not have my bureau reports frozen. Bank Smartly Checking 800 Cash U. No overdraft charges on accounts overdrawn up to 20. Loan Rate Discounts Up to 0. Investment Fees Variable, but none for self-directed. 2,000 in net purchases on your Chase Ink Business Card (s) 2,000 in deposits from Chase QuickAccept or other eligible Chase Payment Solutions transactions. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Chase Total Checking- At least one of the following needs to be met Electronic deposits made into the account totaling 500 or more. Regular Chase. The fee is 5 per withdrawal and 3 per inquiry at ATMs outside of this area. Fulfill at least one of the following requirements each month to avoid the 12 monthly service fee Make electronic deposits of 500 into this account each month; Maintain a daily balance of at least 1,500 in this account;. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. 00 by the principal of 1,000 resulting in 0. Compare Chase checking accounts with other national banks and find out how to get a sign-up bonus or waive fees. The Chase Total Checking account comes with a 12 monthly service fee, which you can avoid in any of three ways Set up direct deposits of at least 500. I&39;ll just change my SS to go there instead of Fidelity to avoid the monthly fee. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. 5 monthly service fee or 0 with one of the following, each monthly statement period. Direct Link to offer (go incognito) Chase is offering a three-prong combo bonus for their Freedom Unlimited card and Total Checking account Chase Freedom Unlimited Credit Card Earn a 200 bonus after you spend 500 on purchases in the first 3 months from account opening. Wells Fargo. Here&x27;s how After signing in, tap on the checking account where you want overdraft protection. Apr 11, 2023 Although Americans make an increasing number of payments electronically, it doesn&39;t mean the use of checks has disappeared. 9 5. If you&x27;re new to Chase and open a Chase Total Checking account, you can earn up to 200 for your business. The first two, Chase Total Checking and Chase Student Checking, offer basic checking features and low to no maintenance fees. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Chase Total Checking Account Review 2023. Number of locations. JPMorgan Chase Bank, N. 0 Chase Bank has a generous offer - get up to a 200 bonus when you open a new checking account and set up direct deposit. Wells Fargo. Choose the checking account that works best for you. 2 , 3 Get started Account subject to approval Account Details Chase Benefits Compare Accounts. Chase Total Checking&174; is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches. Chase Total Business Checking account. Chase Business Complete Checking 300 Cash J. 95 and there is no way to waive this fee. Your new account can be opened easily online, and earning the bonus is super straightforward receive a qualifying direct deposit into your new account. WIRE TRANSFER. Get a cash bonus up to. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Choose the checking account that works best for you. Client Checking Plus account OR Meet Chase Military Banking requirements OR Fulfill at least one of the following qualifying activities Minimum Daily Ending Balance Maintain a minimum daily ending balance of at least 2,000 in the Chase Business Complete Checking account each business day during the monthly statement period. The monthly service fee for a Chase Total Checking account is 12 (which is a standard monthly maintenance fee across other banks such as Bank of America and Citibank). The fee is 5 per withdrawal and 3 per inquiry at ATMs outside of this area. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and 16,000 ATMs and more than 4,700 branches. Image Statement and Enclosure Statement are available upon request. There is a 12 monthly service fee unless you make a direct. Bonus is as follows Receive a bonus of 300 when you open a Chase Total checking account and have a direct deposit post to the account within 90 days. Open a Chase Total Checking account that includes benefits like online banking, bill pay, mobile banking along with access to ChaseDeposit Friendly ATMs nationwide. Take a photo of the back of the check. Monthly Service Fee 5. Up to 2 days early. The bank has total assets of 557 billion and a network of more than 2,600 branches in the U. The example fees below come from the Chase Total Checking Account Service Chase fee Make an international transfer online 5 USD for transfers under 5,000 USD in value. 2 , 3 Get started Account subject to approval Account Details Chase Benefits Compare Accounts. Choose the checking account that works best for you. 300 for opening a Chase Premier Plus Checking account. With the Total Checking account, for example, theres a 12 monthly service fee that can be. JPMorgan Chase Bank, N. Chase Total Checking Account Question. Secure Banking customers told us they save an average of. However, we offer other accounts that may fit you better. Morgan Self-Directed Investing Up to 700 Cash Chase Private Client 3,000 Cash Chase Total Checking 200 Cash Bank of America Checking 200 Bonus Offer U. Choose the checking account that works best for you. A fee of 0 to 50 per wire transfer, depending on the direction and destination. See our Chase Total Checking offer for new customers. Log in securely with your username and password, or enroll for a new account today. Account name. Open a Chase Total Checking Account and set up direct deposit within 90 days to receive a 200 sign up bonus using this referral link httpsaccounts. It has a waivable 12 monthly maintenance fee and no opening deposit. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Maintain at least a 15,000 balance for 90 days from the coupon enrollment. Most people don&x27;t do that, they&x27;ll have a minimum direct deposit of 500 a month instead to waive the fee. See our Chase Total Checking offer for new customers. Number of employees. 00 in interest for 1 year. See our Chase Total Checking offer for new customers. Chase offers four checking accounts. 95 fee per month. Savings made simple with our most popular savings account. See our Chase Total Checking offer for new customers. JPMorgan Chase & Co. Member FDIC. To see how Chase&x27;s fees for money orders stack up, here are some competitors&x27; money order fees United States Postal Service Money orders up to 500 have a fee of 1. Bank Smartly Checking account and a Standard Savings account online and complete qualifying activities. JPMorgan Chase Bank, N. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. New Chase checking customers enjoy a 200 bonus when you open a Chase Total Checking account and set up direct deposit Access to 16,000 Chase ATMs and more than 4,700 branches Chase Mobile app - Manage your accounts, deposit checks, transfer money and more all from your device. It has a 12 monthly maintenance fee that can be waived when you maintain a minimum balance, receive a qualifying direct deposit, or pay a certain amount in banking fees. The only drawback is the relatively low interest rates on the checking account. . pho restaurants near me